4 reasons why buying insurance used to be annoying
Getting car insurance was such a hassle. You need to talk to insurers, find the coverage that fits you, and then finally pay. And you must get it every year or you won’t be able to renew your road tax. No road tax means no driving. But now that is all a thing of the past. Now you easily renew your insurance with just a few clicks!
All you need to do is visit Carro’s insure page. Then input your personal details to COMPARE QUOTATIONS FROM 6 PROVIDERS INSTANTLY:
Browse through the quotes and pick the best policy for you! If something needs just a little tweak then simply customise it to better fit your needs. The next step is to make the payment and your insurance is renewed in just 5 short minutes!
What’s more, you can even use the promo code TENOFF to get 10% off on your car insurance renewal!
View the terms and conditions at the end of the article
By buying your insurance with Carro, you skip these 4 annoying things we had to deal with when buying insurance.
Read more: Car insurance in Malaysia
Waiting for a reply
Waiting sucks. And it sucks even more when you’re on the phone waiting for someone to pick up or just waiting for someone to return your emails. In those days, you had to call up multiple providers or send emails just to provide them with your info. And if the insurance agent is busy they’ll call you back.
What’s worse, you don’t know when they might call so you may be busy or unavailable and you need to reschedule. This game can go on for quite some time. If you sent an email, you’ll have to check regularly to see if they replied. All this for a single quote! Just ONE! To get the most out of your money, you will need to do this with multiple providers. This brings us to the next point.
Checking with many providers
To ensure you get the best deal available, you have to check with several providers so you don’t spend extra money on the same kind of coverage. But getting multiple options to compare between is pretty time-consuming. You would have to search for various companies then contact them individually and experience the above problem with multiple providers at once. On the bright side, waiting for many people to reply at the same time could potentially better than waiting for just one…
Comparing all your quotes
So, you’ve finally got several different quotes for your car insurance. However, each company organises their quotes differently, making a straightforward comparison difficult and time-consuming. So you’re sitting there with many different PDF files open on your laptop and a few printed-out versions in your hands, trying to figure out which one is best for you. Are you sure you didn’t miss out on anything?
If you want to know more about insurance, we have an article on car insurance in Malaysia that covers everything you need to know!
Delayed return calls
Think you’re done once you finalise your insurance? Think again! The calls don’t end immediately after you have bought your car insurance. Instead what happens is that different insurance agents will continue calling at random times until they are all aware that you have a new policy. If you’re lucky, it can just be a WhatsApp message, but it is still quite annoying for these insurance agents to contact you to get a policy with them even after you have one.
The worst part would be if the insurer comes to you with a better deal after you have already bought one!
You can avoid all these problems just by getting your insurance with Carro. You will also get:
- 6 quotes from 6 insurers to choose from
- 10% discount on your purchase with the code TENOFF
Don’t miss out on this chance to buy insurance hassle-free and get a 10% discount!
Terms and Conditions
TENOFF (10% off)
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Every car insurance renewal made through the CARRO car insurance web page between 1 March 2024 and 30 September 2024 (“Campaign Period”) entitles the customer to a ten percent (10%) discount on the gross premium of their car insurance renewal.
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Customers must enter the following unique promo code at checkout for the discount to be applied: TENOFF
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The discount is only available on a first-come, first-served basis and is limited to the first one thousand (1,000) car insurance policies or certificates issued during the Campaign Period.
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The discount is not valid in conjunction with other ongoing offers, promotions, promo codes, and/or referral codes unless otherwise stated by CARRO.
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The discount is not exchangeable for cash or any other form of discount.
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The discount is non-transferable to other individuals.
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For the avoidance of doubt, the discount is not applicable to customers who purchase their car insurance policies offline or through any channels other than the CARRO car insurance web page.
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CARRO reserves the right to modify the Campaign Period at any time without prior notice.
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CARRO reserves the right to amend these Terms and Conditions at any time without prior notice. Customers are, thus, advised to view the Terms and Conditions herein on a regular basis to stay informed of any possible changes or updates.
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myTukar Sdn Bhd, myTukar Digital Sdn Bhd and Carro Care Malaysia Sdn Bhd including their parent companies, holding companies, subsidiaries, affiliates, associated and/or related companies (collectively, “Carro”) shall have the full discretion to determine the eligibility of the customer for the campaign and any terms not specifically mentioned herein.
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Carro reserves the right to withdraw, cancel, suspend, extend or terminate the campaign and change or amend these Terms and Conditions at its reasonable discretion. Any new or amended terms and conditions will supersede the existing terms and conditions with immediate effect.
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By participating in the campaign, the customer agrees to access Carro’s website at www.Carro.com on a regular basis to view these Terms and Conditions (and any amendments thereof) and seek clarification from Carro should any of these Terms & Conditions (and any amendments thereof) be not fully understood.
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By participating in the campaign, the customer agrees that they have read, understood, and agree to be bound and comply with the terms of use imposed by Carro which can be accessed at https://carro.co/my/en/terms#term-of-use as updated from time to time by Carro.
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The following group of persons shall not be eligible to participate in this campaign:
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Employees of Carro [including its affiliated and related companies] and their immediate family members (children, parents, brothers and sisters, including spouses); and/or
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Representatives, employees, servants and/or agents of advertising and/or promotion service providers of Carro (including its affiliated and related companies), and their immediate family members (children, parents, brothers and sisters, including spouses).
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The customers shall indemnify, defend and hold harmless, keep Carro and its affiliates indemnified, defended and held harmless against any damages, claims, losses, liabilities, actions, suits, demands, causes and expenses (including legal costs and expenses), suffered, incurred or sustained by Carro and/or its affiliates whether direct or indirect, special or consequential in connection with or arising out of the participation in the campaign, any breach of these Terms and Conditions, any act, omission, default, misconduct and/or negligence of the customer in any way related to the campaign, the Offer and/or the misuse of the Offer, gifts or prizes under the campaign by the customer.
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Carro shall have the full discretion to determine:-
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the eligibility of the customer for the campaign and any terms not specifically mentioned herein. Carro reserves the full right to change or amend the campaign’s mechanism, incentives, prizes, and terms and conditions at any time. The customers are advised to access to these Terms and Conditions on a regular basis to view the Terms and Conditions herein and to ensure that the customers are kept up-to-date with any changes or variations made to the Terms and Conditions herein. Any new or amended terms and conditions will supersede the existing terms and conditions.
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the disqualification of any customer who fails to comply with these Terms and Conditions or violate any applicable laws or regulations; and
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the disqualification of any customer and the retraction of the Offer if Carro has proof or reasonably believes that the customer has given any false, inaccurate and/or misleading information and/or undertaken fraudulent practice and/or activities to obtain the Offer or undertaken any activities which are harmful or prejudicial to the campaign or to Carro in which case Carro reserves the right to report the customer to the relevant authorities.
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Carro’s decisions on any matter relating to the campaign are final and binding on all participating customers. If any matters arise which are not covered in these terms & conditions, they will be solely determined by Carro.
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Carro shall not be responsible for any typographical errors or misprint under these Terms and Conditions.
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Carro shall not be liable to the customers in the following circumstances:-
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any breach of and/or non-adherence of these Terms and Conditions and/or any applicable directives, instructions, laws, guidelines, procedures, codes, principles, regulations, standard operating procedures (SOP), policies, standards and/or rules by the winners, customers and/or any other third party;
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any act, omission, default, negligence and/or breach by the winners, customers and/or any other third party;
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when Carro adheres to the applicable directives, instructions, laws, guidelines, procedures, codes, principles, regulations, standard operating procedures (SOP), policies, standards and/or rules of any regulatory bodies, authorities, government, court, tribunal and/or other judicial authority; and
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force majeure events or events beyond the control of Carro. Such circumstances shall include, but not limited to, failure of any technical or electric device, data processing system, transmission line, electrical failure, acts of God, civil commotions, embargoes, war, insurrections, strikes, lockouts, riot, fire, floods or tempest, plague, epidemic, pandemic, outbreaks of infectious disease or any other public health crisis resulting in quarantine, business/travel restrictions, curfew restrictions or other employee restrictions, and other circumstances of whatever nature beyond the control of Carro.
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Further, Carro shall not be liable to the customers for any: (a) indirect, incidental, consequential, punitive or special damages whatsoever; or (b) loss of profits, loss of business, loss of opportunity or loss of goodwill, arising out of or in connection with these Terms and Conditions.
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Carro does not however exclude liability for any liability that cannot be excluded or limited by Malaysian law.
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By virtue of participation in the campaign, the customer signifies their absolute and unconditional acceptance and agreement to these Terms and Conditions.
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These Terms and Conditions shall be governed by the laws of Malaysia and subject to the exclusive jurisdiction of the courts of Malaysia.
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grants consent for Carro to collect, record, hold, store, use, disclose and process their personal information for purposes which are necessary or related to the participation in the campaign;
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grants consent for Carro to disclose or publish their personal information such as their names or identities and any general information that Carro sees fit about the customer in any promotional, media, marketing and/or advertising materials; and
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grants Carro the absolute and unrestricted right to modify, use and publish any still or moving images of the customer for any promotional, marketing, commercial, or other related purposes, without any payment or compensation.
Data Protection
By participating in the campaign, the customer agrees to comply with all data protection provisions including, without limitation, the Personal Data Protection Act 2010 including their codes and guidelines and any other applicable legislation relating to data protection. In this respect, the customer consent to the processing of the customer’s personal data (as defined in the Personal Data Protection Act 2010) by Carro in accordance with the provisions of Carro’s Privacy Notice which can be accessed at https://Carro.com/my/en/terms#privacy-policy. Carro shall have the full right to modify, update and amend the Privacy Notice from time to time. The customers are advised to access this Terms and Conditions on a regular basis to view the Terms and Conditions herein and to ensure that the customers are kept up-to-date with any changes or variations made to the Terms and Conditions herein. The customer’s use and continued participation in the campaign following the modification, updates and amendments shall constitute their acceptance to the same.
Further Assistance
Customer may refer to Carro’s Facebook at http://www.facebook.com/Carro or contact our helpline at 016-299 6736 from Monday – Friday, 9:30AM – 6: 30PM for any queries.
